Tuesday, September 30, 2008

The Rulez


If we are going to do this, we might as well do this right! On with the rules!!

1. The shopping for hobby ends: Not buy anything unnecessary (no eating out, no movies or entertainment, no diapers/clothes, no hobbies)
2. Be a frugal grocer: Be very careful about grocery shopping, doing The Grocery Game only and ONLY if I ask myself, would I rather have this or money in my account.
3. Use what we have: I found that I have enough food in my pantry to have dinners 5 nights a week for a MONTH. I have listed them all out and made a menu for each day. We eat at my mom's twice a week. I will eat leftovers for lunch.
4. Satisfy the need for things for free: Freecycling anything I 'need' for the baby, clothes, etc.
5. The buck stops here: No getting cash out at ATMs or at grocery store, cash spends and isn't trackable. CT hates this rule and will most likely not follow this rule.
6. For whom the car tolls: No toll roads for me, and will only fill my car up once a week. CT will only do tolls once a day.
7. White-trash Christmas: We will buy all Christmas/other gifts at garage sales. This is funner, and cost effective. Plus with all the garage sales going on around town, we can find some good stuff. Already have a baby gift for $.25
8. Bank it: All of the extra money (should be $1000 a month if we stick to this) will go to paying off my car and building up our savings.
9. A good playdate is a cheap playdate: Luckily my social life will not cease to be, because most of my playdates are at other peoples' houses or are at parks. However, I will not buy coffee at a coffee shop or ice cream when we go to Amy's.
10. Be accountable: Keeping a journal (here's where you come in) and letting everyone I know in on what we are doing. Keeps me honest.

Monday, September 29, 2008

The 90 Day Challenge


After several months of anxiety, anguish and a bad case of buyer's remorse, CT and I have decided to take drastic measures. So, after being inspired by reading Not Buying It by Judith Levine - a woman who decided not to buy anything unnecessary for an entire YEAR - we have decided to do the same thing...for a quarter. She did it for politics, we are doing it for cold. hard. cash.

So, for the next three months, this is what we will do. We will stop all unnecessary purchases and live simply. We aren't going crazy with this, don't worry!! We are still going to have cable, netflix, and internet. But shopping, entertainment, hobbies, gifts and restaurants are right out. This is gonna hurt, so of course, I have to write about it. Technically, this starts Wednesday, on the 1st of October and will last until New Year's Day.

I just had to pick a three month period that contains Halloween, Thanksgiving, Christmas and CT's birthday. Great job Alyssa!